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About slice: UPI credit card & bank
slice: UPI credit card & bank brings banking and credit together in one app, giving you the financial tools to earn, borrow, and pay on your terms.
Start earning from day one with a digital savings account that requires zero paperwork and zero minimum balance. Money you deposit earns interest automatically, credited daily at 100% of the RBI repo rate—whether you save ₹10 or ₹10 lakh. There's no catch: no hidden fees, no balance requirements, just straightforward returns on your money.
Grow your savings faster with fixed deposits offering returns up to 7.75%, secured and insured up to ₹5 lakhs. Booking an FD takes moments, and you can compare rates to pick the option that matches your financial goals. Withdraw whenever you need to—no lock-in surprises.
The slice UPI credit card eliminates friction from everyday spending. Earn up to 3% cash back on all purchases, with no joining, annual, or renewal fees. Payments above ₹2,000 can be split into three interest-free EMIs through slice in 3. Activate Spark before UPI payments to unlock instant cashback on your favorite brands and merchants. The entire process is digital—no forms, no waiting.
When you need quick cash, access instant personal loans up to ₹5 lakhs with no paperwork required. Approval takes minutes, not days. Borrow between ₹100 and ₹5,00,000 with transparent terms and flexible EMI options—no hidden charges, no surprise fees. Check your eligibility online and receive funds directly.
Handle all your bills and payments from a single dashboard. Pay your credit card bills on time, set up auto-pay for utilities, recharge your mobile with any major provider, and process UPI transfers in one second. Bill payments for mobile, electricity, water, and subscriptions happen with a single tap.
Everything runs on a fully digital platform: open your account in minutes, manage all transactions in real time, and track spending with complete visibility. Customer support is available 24/7 to help whenever you need it.
Download slice: UPI credit card & bank and consolidate your savings, credit, loans, and payments into one straightforward financial app.
Pros & Cons
Pros
- Zero-paperwork savings account with daily interest at RBI repo rate
- UPI credit card earns up to 3% cashback with no annual fees
- Personal loans up to ₹5 lakhs approved in minutes without paperwork
- All banking, credit, loans, and bill payments in one dashboard
Cons
- Requires KYC verification and personal data submission to open account
- Credit card and loan approvals depend on algorithmic eligibility assessment
- Fixed deposits capped at ₹5 lakh insurance coverage per deposit
- Interest-free EMI feature may encourage impulsive purchase splitting
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